Your Local Insurance Consultant
MBhealth is an independent health insurance agency servicing the St. Louis area and Southern Illinois. We are here to help you find the healthcare plan that is best for you and your family.
Consulting
Our only goal is to put the right person in the right plans for their needs. Whether it is Individual, Family, Self-Employed, or Small Business, we will take the time to consider all the variables that go into the health plan that best meets the needs of your particular situation.
Administration
Once we know where you need to be to meet your needs, we will help assist you throughout the challenges of the enrollment process. Whether it is gathering you and your family’s information, or following up with your employees for completed applications, or making sure that all the paperwork is completed and submitted properly, we will work with you from your initial decision through the completed process and beyond.
Implementation
We are here to help you address your ongoing struggles with your health care throughout the year. Whether it is as personal as a problem with your prescription, or as general as a change in the health care laws, we will help you understand and resolve the health care issues that affect you directly. Our customer service team is standing by to help find a solution to all your health care challenges.

“For over 20 years Mike and his team have taken excellent care of my family and my business. While consistently helping us to manage our costs he has always provided the type of personal service that is truly second to none.”
Our Team






F.A.Q.
One of the things that changed in the health care industry is the way agents and agencies are paid. In order for us to maintain the level and quality of service that you expect from us, and that we have come to expect of ourselves, we do have account fees that are charged annually. These fees includes all the access and services mentioned here on the website and more.
NOW is the perfect time for us to start assessing your particular situation, so contact us today.
Insurance products are different from major medical health insurance plans such as long term care, disability, and travel insurance. They will not protect you from the individual mandate’s fee for not being insured, but they can be paired with a major medical health insurance plan in order to give you more benefits or fill in gaps where your plan does not cover you. You may hear these insurance products referred to as ancillary benefits, and they can be bought independently from a health insurance plan, or in addition to one.
Your network and the doctors you can use will vary on your insurance provider and plan. We will help you tailor a plan that is best for your health and your wallet.
We work with you to determine where you should shop for coverage. If you qualify for a subsidy and choose to use it on your health plan, then shopping on-exchange is your best option. Roughly 3.5% of the population in the USA qualify for financial assistance. If you don’t qualify for a subsidy, the advantages of shopping off-exchange are substantial. The number one benefit of shopping off-exchange is greater plan choice.