MBhealth is an independent health insurance agency servicing the St. Louis area and Southern Illinois. We are here to help you find the healthcare plan that is best for you and your family.
Our only goal is to put the right person in the right plans for their needs. Whether it is Individual, Family, Self-Employed, or Small Business, we will take the time to consider all the variables that go into the health plan that best meets the needs of your particular situation.
Once we know where you need to be to meet your needs, we will help assist you throughout the challenges of the enrollment process. Whether it is gathering you and your family’s information, or following up with your employees for completed applications, or making sure that all the paperwork is completed and submitted properly, we will work with you from your initial decision through the completed process and beyond.
We are here to help you address your ongoing struggles with your health care throughout the year. Whether it is as personal as a problem with your prescription, or as general as a change in the health care laws, we will help you understand and resolve the health care issues that affect you directly. Our customer service team is standing by to help find a solution to all your health care challenges.
“For over 20 years Mike and his team have taken excellent care of my family and my business. While consistently helping us to manage our costs he has always provided the type of personal service that is truly second to none.”
Mike Butz has devoted his faith filled career to counseling individuals, families and small businesses through the health insurance decision making process. He believes that choosing healthcare coverage does not have to be stressful or confusing. Mike and his team of advisors are ready to guide you through the enrollment process and are available for any follow-up issues that arise. In addition to advising those clients under age 65, Mike is a certified advisor for Medicare eligible individuals. Mike is also a member of the Life Insurance Underwriting Training Counsel and can offer you a variety of strategies for your life, disability and long term care insurance needs. Mike and his wife Kim have 5 children and live in Fenton. They attend and are active in the First Baptist Church of Fenton.
Daniel JungACA & Small Group Insurance Specialist
Daniel Jung has been in health insurance for over 15 years. His experience has ranged from customer service to management at Anthem Blue Cross Blue Shield. In 2010 Dan joined Mike Butz as an Independent agent to help him serve the needs of new and existing customers. Dan and his wife Pamela live in Columbia IL with their two sons Austin and Braden. The years at MB Health have been the best of Dan’s career because he has gotten back to what insurance is all about…the client. With a daily goal of Faith, Family and Business, Dan is here to help with any health insurance needs for people in Missouri or Illinois.
Robert SeayMedicare & ACA Specialist
Robert Seay has been in the health insurance industry since 1988 in a variety of roles including paying, investigating, and auditing claims. In 2005 he took his experience in the insurance field to the next level and joined with Mike Butz as an Independent Agent. His primary focus is helping Medicare eligible individuals find the right plan for them, but he also assists individuals, families, self-employed and small business owners in navigating the complex world of health insurance. Robert has been married to Tricia for more than 18 years and they have two children and two grandchildren. He is also very active in the First Baptist Church of Fenton.
V. Terry MetcalfMedicare Specialist
V. Terry Metcalf is a certified Medicare Specialist, working out of Waterloo, Il. He believes that “Your Health is your Wealth”. Terry is a Silver Sneakers instructor for the local YMCA in Monroe County, where he has lived since 1976. As a decorated veteran, and someone that has dealt with a loved one’s long-running illness, he knows how hard it can be to navigate our complex Healthcare systems. His goal is to make enrolling in the right Medicare Coverage simpler and less stressful. Terry has 4 kids, 12 Grandkids, and enjoys spending time with them fishing and hunting.
Ruth ThompsonSmall Business Account Manager
Ruth Thompson has been in health insurance for nearly 30 years and a certified health & life insurance agent since 2001. Before joining our team, Ruth worked at Anthem Blue Cross Blue Shield alongside Dan Jung. In 2019, Ruth joined MBhealth and works to expertly administer, consult, and implement insurance plans for Small Businesses all over Missouri. Her expertise from a long career has been put to good use in helping these Small Business’s Insurance needs. Ruth has been married to her husband Jeffery for 39 years and has 5 grandkids. One of Ruth’s favorite hobbies is collecting memorabilia from all 50 states.
Ray MatthesMedicare Specialist
Ray has been a high achiever in the health & life insurance business since 1970, both earning many awards with American Family insurance, and once running his own agency. In 2018 Ray joined MB Health so he could help people with the Medicare System. His personal objective is to make the Medicare system easier and more understandable to anyone that needs help. In his spare time, Ray enjoys singing and woodcarving. He has been married for 49 years to his wife Carole and has 5 grandkids.
Is there a fee for your services?mbhealth2021-09-02T18:01:03+00:00
In order for us to provide high quality service through the entire Enrollment process and beyond, we do have an Enrollment fee. This fee depend upon the service, and covers all of the Enrollment and Post-Enrollment service we provide. For example, the fee ranges from zero to $150 for a family’s Enrollment into the ACA Health Insurance Marketplace. We are always upfront with our fees, and try to keep them as low as possible.
When do I need to contact you in order to get started?mbhealth2019-07-08T23:05:28+00:00
Insurance products are different from major medical health insurance plans such as long term care, disability, and travel insurance. They will not protect you from the individual mandate’s fee for not being insured, but they can be paired with a major medical health insurance plan in order to give you more benefits or fill in gaps where your plan does not cover you. You may hear these insurance products referred to as ancillary benefits, and they can be bought independently from a health insurance plan, or in addition to one.
What networks and doctors will best meet my family’s needs?mbhealth2019-07-11T14:15:29+00:00
We work with you to determine where you should shop for coverage. If you qualify for a subsidy and choose to use it on your health plan, then shopping on-exchange is your best option. Roughly 3.5% of the population in the USA qualify for financial assistance. If you don’t qualify for a subsidy, the advantages of shopping off-exchange are substantial. The number one benefit of shopping off-exchange is greater plan choice.
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