AFFORDABLE CARE ACT (ACA/OBAMACARE)
The Affordable Care Act (also known as Obamacare) was enacted to make health insurance coverage both guaranteed issue and affordable for more Americans. Clients that come to us for help enrolling in an ACA plan tell us their efforts to enroll themselves were baffling, frustrating and easy to make a mistake. It’s our job to make enrollment simple while ensuring they are getting the best coverage for their needs. We can do the same for you whether you are an individual, family or self-employed.
Your first questions might be about your coverages and costs and perhaps which doctors or hospitals you can utilize. We’ll answer your questions, ask you about your needs and help you understand your choices and the benefits that come with them.
WE WORK FOR YOU
Our enrollment revolves around you. When we determine together which insurance plan is the best choice and with whomever the carrier turns out to be, it’s as if we are enrolling ourselves in the same product based on your specific situation. We’re here to make your enrollment simple and give you the confidence that you have the very best plan for you.
INDIVIDUAL HEALTH INSURANCE
We know how bewildering it is to try to navigate websites offered by the government or private insurance companies. We know just what to ask to find an individual’s best plan. We also understand situations like pre-existing conditions, divorce, assets, future retirement or COBRA coverage from prior employment.
It’s important to us to take the time to answer clients’ questions, so they have certainty that they’re getting the right plan. Some people want to see their current doctors, for example, and we can help them get a plan that enables them to do so. We will also help you fit your insurance coverage into your overall financial situation. There’s no need to purchase more insurance than you really need.
COVERAGE FOR THE ENTIRE FAMILY
Whether you’re thinking of starting a family or already have one, we can help you get the best coverage for your family. We understand how to deal with pre-existing conditions, how to help you see doctors who are important to you, how to get you the best price and so much more.
There can be complicating factors related to family health insurance, such as blended families, assets or upcoming retirement. Instead of spending hours trying to navigate a confusing website that does not ask all the right questions, call us.
SELF-EMPLOYED HEALTH INSURANCE
If you’re self-employed without employees, we can help you find the best health insurance for your situation. There are so many options available, some with low premiums and high deductibles and others with high premiums and more benefits. What we hear from people trying to navigate the maze of self-employed health insurance choices is that it’s too time-consuming. Let us help you so you can focus on what’s important: growing your business.
If there are any complexities to your situation such as pre-existing health conditions, assets or COBRA coverage, we’ll walk you through the process so you can make the best choice.
CONTACT MBHEALTH TODAY
For individual, family or self-employed health insurance, we’re the insurance agent you can trust. We serve more than 10 states, including Missouri and Illinois. Call (314) 544-5400 for a free consultation or to get your questions answered. Or fill in the form below and we’ll be in touch soon.