There are many factors to consider when choosing the right group health insurance plan for your business. Let’s find the right plan that meets the needs and size of your business. Contact MBhealth to start the process!
Finding the right group health insurance plan can be a daunting task. MBhealth is here to answer your questions and help you find the right plan for your business. Understanding some of the basics will help you get started.
Group health insurance is designed for businesses with 1 or more employees. Finding the right group health insurance plan will help your employees pay for health care expenses. MBhealth can help you find the right plan.
Protecting the full health of your business means more than just protecting yourself; it means protecting all the employees who help make your success possible on a daily basis. If your employees are uninsured, and can’t get the care they need, they risk losing financial security and even marketability, and you risk losing their productivity and loyalty. Now is the perfect time to begin exploring your options for coverage. There is just too much at risk to leave all of you exposed.
A Medical plan is only the first step in coverage for all of the health challenges that may disrupt the lives of your employees. Many people are not aware that timely dental and vision care can uncover many of your body’s medical issues before they present themselves medically.
‘MEWA’, or the ‘Multiple Employer Welfare Arrangement’ is our most recommended health plan for a Small Business in Missouri (For right now, Health plans are always changing). If your company has less than 50 employees, this health plan is usually the best for your business with a few exceptions mentioned in the full article (link below).
In order for us to provide high quality service through the entire Enrollment process and beyond, we do have an Enrollment fee. This fee depend upon the service, and covers all of the Enrollment and Post-Enrollment service we provide. For example, the fee ranges from zero to $150 for a family’s Enrollment into the ACA Health Insurance Marketplace. We are always upfront with our fees, and try to keep them as low as possible.
When do I need to contact you in order to get started?mbhealth2019-07-08T23:05:28+00:00
Insurance products are different from major medical health insurance plans such as long term care, disability, and travel insurance. They will not protect you from the individual mandate’s fee for not being insured, but they can be paired with a major medical health insurance plan in order to give you more benefits or fill in gaps where your plan does not cover you. You may hear these insurance products referred to as ancillary benefits, and they can be bought independently from a health insurance plan, or in addition to one.
What networks and doctors will best meet my family’s needs?mbhealth2019-07-11T14:15:29+00:00
We work with you to determine where you should shop for coverage. If you qualify for a subsidy and choose to use it on your health plan, then shopping on-exchange is your best option. Roughly 3.5% of the population in the USA qualify for financial assistance. If you don’t qualify for a subsidy, the advantages of shopping off-exchange are substantial. The number one benefit of shopping off-exchange is greater plan choice.