fbpx

If you meet certain income requirements, you can sign up for Health Insurance anytime in 2022!

If you meet certain income requirements, you can sign up for Health Insurance anytime in 2022! The U.S. Department of Health & Human Services recently announced a SEP (Special Enrollment Period) for the ACA (Affordable Care Act) that lets certain households sign up for affordable Health Insurance anytime in 2022. We know that’s a lot of jargon, so to

Read more

When can you change or enroll your Health Plan? (Medicare or Marketplace)

Are you enrolled in a Medicare plan and want to change it? Not sure if you can enroll in a Health Insurance Marketplace plan through the Affordable Care Act for the first time? Wanting to change your health insurance coverage? This Flow chart can help you know if you can do it now. We made this flowchart to simplify

Read more

How old should I be before I let my Life Insurance Policy lapse?

Should I be covered until I’m 70? 80? What about 90? This is a common question I get asked, and to be truthful, there is not a single answer that is right for everyone. In general, especially for “men” (because of life expectancy) I like to TARGET having and paying insurance to extend to age 85! This is of

Read more

Why Young Adults Should Tackle Estate Planning (and How to Do It)

Why Young Adults Should Tackle Estate Planning (and How to Do It) In your 20s and 30s, estate planning might not be among your top priorities. After all, if you have kids, are building your career, and/or already feel like you have more responsibilities than you can handle, it can be difficult to imagine adding one more thing to

Read more

Why Health Insurance just got way cheaper

The substantial drop in Health Insurance Premiums, explained. When the American Rescue bill passed in March 2021, you might have gotten a stimulus check for $1,400.  You probably thought that was the best and last thing you were going to get from this massive bill. You would be wrong if you get Health Insurance through the Marketplace right now,

Read more

The Second Open Enrollment Period explained

If you're not in the mood to watch a video, here's a quick summary:  This Enrollment Period will run from February 15 to May 15, 2021 The Plans available are not different from the plans in the last normal Open Enrollment If your old ACA Health plan changed on you, this gives you the choice to update & improve

Read more

2022-01-13T20:31:01+00:00February 3rd, 2021|Categories: Affordable Care Act (Obamacare), Blog, Enrollment, Health Insurance|

How Healthcare Subsidies, Income, and Taxes work together

They say only two things in Life are certain: Death and Taxes. Today we get to talk about how the Healthcare you have to prevent the First certainty affects the Second. Fun Stuff. So, I’ll try to keep this as brief and interesting as it can be. When you sign up for Healthcare in the Marketplace, you (or your

Read more

The Insurance Plan 95% of Small Business Should Have Right Now

Let’s get down to it. ‘MEWA’, or the ‘Multiple Employer Welfare Arrangement’ is our most recommended health plan for a Small Business in Missouri. If your small business has 2-50 employees, this health insurance plan is almost always the best for you (with a few exceptions which I will cover below). I haven't seen lower rates than MEWA's in

Read more

2022-01-13T20:30:27+00:00December 23rd, 2020|Categories: Blog, Small Business|Tags: , , , |

Why you need a good Health Insurance Advisor – Even if it’s not us!

Ralph Waldo Emerson once said, “The first wealth is health”. While we don’t disagree, often unless you have a good insurance plan, Wealth is Health. We have all heard stories of someone being charged thousands of dollars for a simple surgery, having to navigate piles of paperwork, or wondering how to afford medications they need. Many changes in our

Read more

Go to Top