Navigating Health Insurance: What Are EPOs, PPOs, and HMOs? When a person is first approaching the subject of health insurance, all the different terminology can make their head spin. In this article, we’ll help you grasp the differences between EPOs, PPOs, and HMOs. An EPO is an exclusive provider organization. This is a health insurance plan that offers Read more
What Are Obamacare and the ACA, and Can They Work for You? What is the ACA? It’s the Affordable Care Act, implemented in 2010. It is widely known as Obamacare and is sometimes referred to as the Marketplace. Why do we have the ACA? This law was passed to protect consumers from insurance companies driving up patient costs Read more
What Is Taxable Income and How Does It Affect Health Insurance Under the ACA? If you are going to apply for health insurance under the Affordable Care Act implemented in 2010, one of the most important pieces of data you need to have for that application is your taxable income for the current year. Determining the implications of Read more
What You Should Know When Looking for Individual Health Insurance Unfortunately, acquiring health insurance has become a very confusing subject. It might even be as confusing as taxes—maybe more so in some situations. Each year, it seems more laws affect an individual, family, or business trying to obtain health insurance for the first time or when they are Read more
Why do we charge a fee for Enrollment? Because we work for you- not the big insurance companies A question I hear often is: ‘Why do you charge a fee? I could go to another broker or an insurance provider that signs me up for less – even nothing!’. Our answer is simple: our fee means we work Read more
If you meet certain income requirements, you can sign up for Health Insurance anytime in 2022! The U.S. Department of Health & Human Services recently announced a SEP (Special Enrollment Period) for the ACA (Affordable Care Act) that lets certain households sign up for affordable Health Insurance anytime in 2022. We know that’s a lot of jargon, so to Read more