Working Today, Relaxing Tomorrow

Now is the perfect time to start planning for your family’s future.  All of the actions you make today can create success down-the-road.  Here’s the best part – it doesn’t have to be difficult!  That’s where we come in.  You just need to answer some basic questions, set a baseline for where you’re at today, and let us help you fill in the gaps.  Read below to gain some insight, and understand WHY these are important.

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1.  Have you started with 401k savings?

The earlier you start putting money in your 401k – the earlier it can begin accruing.  Even small amounts can build quickly, and over time you’d be surprised how much your retirement savings can grow.  Another benefit is the reduction in taxable income!  Early retirement savings AND a great tax deduction?  That’s a smart plan.

2.  Do you have an accountant for taxes?

An accountant is a great idea anytime you encounter major life changes.  As a young family, you may have just gotten married or are planning your first child.  While these milestones are amazing for your family, they bring about their own level of complexities.  An accountant can help you handle all the new tax changes that accompany these moments.

3.  Have you met with an attorney about a will/family trust?

Managing your estate is extremely important.  In the unfortunate event that something happens to you, your family should not have to deal with the complex legalities associated with your estate.  A documented legal plan should be established for your children’s safety, and to ensure that your assets are accounted for.

4.  Do you have a go-to person for household emergencies?

You need someone reliable and accountable to turn to when a storm hits.  Not just literally, but metaphorically.  When an emergency arises – whether an accident, natural, or otherwise – having someone your family can count on eliminates a great deal of stress.  The last thing you want to do in an emergency is scroll through your phone to find the nearest acquaintance.

5.  Do you have an active insurance plan? Is it for the whole family?

Having your entire family covered under one insurance plan can simplify a lot of problems for you.  Not only is it important to ensure your family is actually – and adequately – covered for any medical issues, but managing your entire family insurance from one source adds a lot of convenience.  You don’t want to get caught without coverage in the event of an unexpected illness or injury.

6.  Is all of that information easily accessible and organized for you and/or the beneficiaries?

Life is unpredictable.  It’s hard to know what is going to happen, but it’s easy to make things more manageable.  Creating an organization system that makes your will, insurance benefits, and estate in general easy to navigate will help you and your loved ones manage the future with ease.


Sure, it’s not always easy to talk about, but the importance of planning for the future cannot be stressed enough.  Your family may be young, but that doesn’t mean you can’t begin a proper strategy for the Golden Years today.