If you’ve ever wondered whether dental insurance is a good investment for you, you’re not alone. Dental benefits can be confusing, and it’s hard to determine what you need unless you consult with someone who knows everything involved in dental insurance benefits. In this blog post, we’ll take a closer look at the different benefits […]
Is Dental Insurance a Good Investment for You? Read More »
Today, there’s a serious topic for which I wanted to provide guidelines. That is this: when we, as adult children, are faced with needing to help and take over the management of affairs for an aging parent. This is a serious topic because respect, sensitivity, and constant communication will be the key. You need to
How to Handle Insurance and Other Legalities for Aging Parents Read More »
What do you need to do when you are about to turn 65? That’s when you will become Medicare eligible. So in those prior 12 months, what do you need to do and when? Getting your health insurance coverage at this age is much simpler than the average consumer may think. Still, some basic simple
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Who needs life insurance and why? It’s an expense for anyone that has to come right out of their budget. However, what you should understand is that insurance is really a bucket of cash. Therefore, you should start thinking about life insurance as soon as you begin to get yourself set up in life. It’s
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Most everyone I talk to has questions about life insurance. Why would somebody have it? Who should have it? How much? The primary question is, of course, who needs life insurance? My answer would be anybody of any age, young, old, and anywhere in between. For an infant or young child, the reason for having
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When you’re dealing with health insurance enrollment, you must pay attention to the open enrollment deadlines. First, what are these deadlines? There are three different types of health insurance policies we work with. Each one has its own deadlines for enrollment that you have to be very aware of. I will cover each one. 1.
Working with Health Insurance Open Enrollment Deadlines Read More »
One of those topics that comes up in our agency frequently is when people are experiencing all the problems that accompany the aging of their parents. Maybe your parents are 80 years of age or perhaps they are younger, but maybe their health is failing. Their children now need to be involved to help manage
Tips for Helping Aging Parents Manage Insurance and Finances Read More »
What happens when you turn 26 and you’ve been covered by your parents’ insurance? Whether you are covered by a group plan or an individual product, you need to know what to do. There’s a couple of different scenarios that could exist at that time. First, if you’ve been covered by group insurance and your
What to Do When You’re No Longer Covered by Your Parents’ Insurance Read More »
When you’re looking at Medicare, it’s important to know the difference between a Medicare Supplement and Medicare Advantage. I want to clear up that confusion for you. Despite some confusing terminology, it’s really quite simple. When you’re going to Medicare for coverage—not through your employer, just as an individual Medical beneficiary—your coverage will come from
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At MBhealth, we often discuss a client’s whole financial situation with them so they can understand how it will affect their health insurance enrollment. We find this is vital to get them the best price and coverage. When you start to try to find insurance, it’s very important that whoever you work with is asking
How Your Finances Affect Health Insurance Enrollment Read More »
Do you need help enrolling in health, dental, vision, life or other insurance plans? If you live in Missouri or Illinois, contact us for a free consultation.
Call (314) 582-9540 or use the Book a Free Consultation form on this page to get your questions answered by a St. Louis health insurance consultant.
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