When Can You Enroll in a New Health Insurance Plan? Do you know the exact date range during which you can enroll in a new comprehensive major medical insurance plan or change your health insurance? The dates that anyone (other than those looking for Medicare coverage) can start or change insurance coverage are from November 1 to December Read more
Navigating Health Insurance: What Are EPOs, PPOs, and HMOs? When a person is first approaching the subject of health insurance, all the different terminology can make their head spin. In this article, we’ll help you grasp the differences between EPOs, PPOs, and HMOs. An EPO is an exclusive provider organization. This is a health insurance plan that offers Read more
What Are Obamacare and the ACA, and Can They Work for You? What is the ACA? It’s the Affordable Care Act, implemented in 2010. It is widely known as Obamacare and is sometimes referred to as the Marketplace. Why do we have the ACA? This law was passed to protect consumers from insurance companies driving up patient costs Read more
What Is Taxable Income and How Does It Affect Health Insurance Under the ACA? If you are going to apply for health insurance under the Affordable Care Act implemented in 2010, one of the most important pieces of data you need to have for that application is your taxable income for the current year. Determining the implications of Read more
After having an appointment with our Dan Jung to discuss his personal health coverage, local radio host Paul Cook decided that more people needed to hear what Dan has to say about Health Insurance. We couldn't agree more! You can listen to the episode here:
Why do we charge a fee for Enrollment? Because we work for you- not the big insurance companies A question I hear often is: ‘Why do you charge a fee? I could go to another broker or an insurance provider that signs me up for less – even nothing!’. Our answer is simple: our fee means we work Read more
If you meet certain income requirements, you can sign up for Health Insurance anytime in 2022! The U.S. Department of Health & Human Services recently announced a SEP (Special Enrollment Period) for the ACA (Affordable Care Act) that lets certain households sign up for affordable Health Insurance anytime in 2022. We know that’s a lot of jargon, so to Read more
Are you enrolled in a Medicare plan and want to change it? Not sure if you can enroll in a Health Insurance Marketplace plan through the Affordable Care Act for the first time? Wanting to change your health insurance coverage? This Flow chart can help you know if you can do it now. We made this flowchart to simplify Read more
Why Young Adults Should Tackle Estate Planning (and How to Do It) In your 20s and 30s, estate planning might not be among your top priorities. After all, if you have kids, are building your career, and/or already feel like you have more responsibilities than you can handle, it can be difficult to imagine adding one more thing to Read more
Dan Jung has been working in Health Insurance in St. Louis for the past 20 years. He explains the approach he takes when helping someone get Health Insurance for the first time. Whether you just turned 26, lost you coverage from a job, or got married, his approach to your Health Insurance is similar: putting himself in your shoes. Read more