The question as to whether ACA health insurance or Medicaid is more affordable has a short answer and a long answer. The short answer is that it depends on the person’s situation. The long answer is long indeed! A person’s eligibility for health insurance under the Affordable Care Act is controlled by a law that …
Affordable Care Act or Medicaid: Which Is More Affordable? Read More »
First, let’s clear up some important terminology you’ll need to understand in this area. ACA stands for the Affordable Care Act, signed into law in 2010. According to the government, the purpose of this law was to make health insurance available to more Americans, including those with preexisting conditions. The ACA is nicknamed “Obamacare.” Actually, …
What Will Your Health Insurance Cost You Under the ACA? Read More »
Do you know the exact date range during which you can enroll in a new comprehensive major medical insurance plan or change your health insurance? The dates that anyone (other than those looking for Medicare coverage) can start or change insurance coverage are from November 1 to December 15. When you start or change your …
When Can You Enroll in a New Health Insurance Plan? Read More »
When a person is first approaching the subject of health insurance, all the different terminology can make their head spin. In this article, we’ll help you grasp the differences between EPOs, PPOs, and HMOs. An EPO is an exclusive provider organization. This is a health insurance plan that offers a local network of doctors and …
Navigating Health Insurance: What Are EPOs, PPOs, and HMOs? Read More »
What is the ACA? It’s the Affordable Care Act, implemented in 2010. It is widely known as Obamacare and is sometimes referred to as the Marketplace. Why do we have the ACA? This law was passed to protect consumers from insurance companies driving up patient costs or restricting their care, especially for preexisting conditions and …
What Are Obamacare and the ACA, and Can They Work for You? Read More »
If you are going to apply for health insurance under the Affordable Care Act implemented in 2010, one of the most important pieces of data you need to have for that application is your taxable income for the current year. Determining the implications of taxable income is more of an art than a science because …
What Is Taxable Income and How Does It Affect Health Insurance Under the ACA? Read More »
After having an appointment with our Dan Jung to discuss his personal health coverage, local radio host Paul Cook decided that more people needed to hear what Dan has to say about Health Insurance. We couldn’t agree more! You can listen to the episode here:
A question I hear often is: ‘Why do you charge a fee? I could go to another broker or an insurance provider that signs me up for less – even nothing!’. Our answer is simple: our fee means we work for you, and not anyone else. There’s an old saying first said about television: “When …
Are you enrolled in a Medicare plan and want to change it? Not sure if you can enroll in a Health Insurance Marketplace plan through the Affordable Care Act for the first time? Wanting to change your health insurance coverage? This Flow chart can help you know if you can do it now. We made …
When can you change or enroll your Health Plan? (Medicare or Marketplace) Read More »
In your 20s and 30s, estate planning might not be among your top priorities. After all, if you have kids, are building your career, and/or already feel like you have more responsibilities than you can handle, it can be difficult to imagine adding one more thing to your plate. Nonetheless, estate planning is essential, and …
Why Young Adults Should Tackle Estate Planning (and How to Do It) Read More »
Do you need help enrolling in health, dental, vision, life or other insurance plans? If you live in Missouri or Illinois, contact us for a free consultation.
Call (314) 582-9540 or use the Book a Free Consultation form on this page to get your questions answered by a St. Louis health insurance consultant.