Life Insurance

How Old Should I Be Before I Let My Life Insurance Policy Lapse?

Should I be covered until I’m 70? 80? What about 90? This is a common question I get asked, and to be truthful, there is not a single answer that is right for everyone. In general, especially for “men” (because of life expectancy) I like to TARGET having and paying insurance to extend to age […]

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Why Young Adults Should Tackle Estate Planning (and How to Do It)

In your 20s and 30s, estate planning might not be among your top priorities. After all, if you have kids, are building your career, and/or already feel like you have more responsibilities than you can handle, it can be difficult to imagine adding one more thing to your plate. Nonetheless, estate planning is essential, and

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Life Insurance: The Price of Planning Your Coverage

Life Insurance – It’s As Simple as 1-2-3! We’ve discussed the best way to select your coverage amount, and how to prioritize your length versus immediate needs. Now, let’s make some sense of those dollars and cents. Just ask yourself this very basic question: “How much premium can I afford, and how much do I actually

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Life Insurance: How Long Do I Need to be Covered?

Life Insurance – It’s As Simple as 1-2-3! Once you’ve determined how much life insurance coverage you’ll need, the next thing you need to evaluate is how long you want to be covered. Before you start thinking about time, ask yourself one simple question: “What would my family need today, if I died last night?” Thinking

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Can You Ensure Your Insurance Coverage is Enough?

Life Insurance – It’s As Simple as 1-2-3! When it comes to life Insurance, it’s important to know that your coverage will be enough. Sure, it may sound like a complex subject – but it doesn’t have to be! Of course, there are always questions when trying to plan for the future, but Step 1 is

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