Enrolling in Health Insurance

How Hiring a Health Insurance Consultant Can Save You Money

At MBhealth, we’re not actually health insurance agents or brokers although many people think we are when they first meet us. We’re actually health insurance consultants. What is a health insurance consultant, and what do they do? A health insurance consultant handles people’s confusion and questions. Health insurance is confusing for most people. They feel …

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What You Need to Know about Health Insurance Enrollment Periods

If you’re looking for health insurance and you’re under 65 years of age, then you might already know that the standard open enrollment period for changes or new enrollments is November 1 through December 15. However, one of the provisions of the Affordable Care Act was specifying that certain individuals could enroll in health insurance …

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Which Small Companies Should Add Health Insurance Benefits?

Eventually, the question comes up in almost every small business: should we add health insurance as a benefit for our employees? If you have a small business and you haven’t sat down to work out the right answer to this question yet, one day you will. Actually, the basic decision about whether or not to …

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Affordable Care Act or Medicaid: Which Is More Affordable?

The question as to whether ACA health insurance or Medicaid is more affordable has a short answer and a long answer. The short answer is that it depends on the person’s situation. The long answer is long indeed! A person’s eligibility for health insurance under the Affordable Care Act is controlled by a law that …

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What Will Your Health Insurance Cost You Under the ACA?

First, let’s clear up some important terminology you’ll need to understand in this area. ACA stands for the Affordable Care Act, signed into law in 2010. According to the government, the purpose of this law was to make health insurance available to more Americans, including those with preexisting conditions. The ACA is nicknamed “Obamacare.” Actually, …

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What You Should Know About Choosing the Right Health Insurance

So you need health insurance! What’s your best path to getting the right health insurance for yourself or your family? There are websites that profess they will connect you up with the best plan. They will ask you questions and then recommend a plan based on your answers. You can also go to www.healthcare.gov and …

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When Can You Enroll in a New Health Insurance Plan?

Do you know the exact date range during which you can enroll in a new comprehensive major medical insurance plan or change your health insurance? The dates that anyone (other than those looking for Medicare coverage) can start or change insurance coverage are from November 1 to December 15. When you start or change your …

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Navigating Health Insurance: What Are EPOs, PPOs, and HMOs?

When a person is first approaching the subject of health insurance, all the different terminology can make their head spin. In this article, we’ll help you grasp the differences between EPOs, PPOs, and HMOs. An EPO is an exclusive provider organization. This is a health insurance plan that offers a local network of doctors and …

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What Are Obamacare and the ACA, and Can They Work for You?

What is the ACA? It’s the Affordable Care Act, implemented in 2010. It is widely known as Obamacare and is sometimes referred to as the Marketplace. Why do we have the ACA? This law was passed to protect consumers from insurance companies driving up patient costs or restricting their care, especially for preexisting conditions and …

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What Is Taxable Income and How Does It Affect Health Insurance Under the ACA?

If you are going to apply for health insurance under the Affordable Care Act implemented in 2010, one of the most important pieces of data you need to have for that application is your taxable income for the current year. Determining the implications of taxable income is more of an art than a science because …

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