Author name: MBhealth Insurance Agency

What Missourians Need to Know Before ACA Open Enrollment 2026

  Shopping for affordable health insurance in Missouri can feel overwhelming, especially when plans, networks, and subsidies seem to change each year. Fortunately, the Affordable Care Act (ACA) Marketplace — also known as Obamacare — is designed to give individuals and families in the U.S. access to cost-effective, comprehensive coverage. At MBhealth Insurance Agency, we […]

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Why You Must Review Health Coverage Every Year

Most people don’t realize how vital it is that they review their individual health coverage every year. I’ll explain why. Open enrollment is every November 1st through December 15th—this is a very important time because it allows you to work with somebody to review your health insurance for the calendar year that you’re in. If

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Retiring? Right Time to Review Your Insurance Coverage

One of the important issues to understand when you get to the age where you want to retire—whether it’s been imposed on you or it’s your own choice—is how to plan for your health insurance. It’s a good idea to get some expert advice at this time to plan for health insurance, life insurance, and

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Is Medicare or Your Employer Plan Your Best Choice at 65?

One of the subjects you should understand if you are approaching Medicare eligibility is the best type of health insurance to choose. Let’s say you are still working full-time and you’re 65 years of age or approaching 65. Should you use Medicare for your health coverage or should you stay on your employer’s group health

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Why Life Insurance Is Essential in Your Senior Years

When you get to be in your senior years—over the age of 60 or 70— why should you have life insurance? Almost everyone agrees that the stereotypical use of life insurance is to have insurance coverage while you are married and have a mortgage and children. In those years, you definitely should have life insurance.

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Why Supplemental Policies Can Be “Life Saving” Financially

It’s important you understand the value of supplemental insurance policies. You may have seen ads for Aflac insurance which covers costs that your health insurance doesn’t cover. The technical term for that type of coverage is “supplemental benefit.” I don’t want you to confuse this type of supplemental benefit with a Medicare supplement. A supplemental

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ACA or Your Employer Health Insurance? Now You Have a Choice

If you’ve had a group health plan available for you and your family, up to now, you could not go to the Marketplace for health insurance under the Affordable Care Act. Things have changed and now there is another choice. Up to this point, when a group health plan was available, it was deemed “affordable”

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