Author name: MBhealth Insurance Agency

Why Life Insurance Is Essential in Your Senior Years

When you get to be in your senior years—over the age of 60 or 70— why should you have life insurance? Almost everyone agrees that the stereotypical use of life insurance is to have insurance coverage while you are married and have a mortgage and children. In those years, you definitely should have life insurance. […]

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Why Supplemental Policies Can Be “Life Saving” Financially

It’s important you understand the value of supplemental insurance policies. You may have seen ads for Aflac insurance which covers costs that your health insurance doesn’t cover. The technical term for that type of coverage is “supplemental benefit.” I don’t want you to confuse this type of supplemental benefit with a Medicare supplement. A supplemental

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ACA or Your Employer Health Insurance? Now You Have a Choice

If you’ve had a group health plan available for you and your family, up to now, you could not go to the Marketplace for health insurance under the Affordable Care Act. Things have changed and now there is another choice. Up to this point, when a group health plan was available, it was deemed “affordable”

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Best Insurance Benefits Small Businesses Can Offer

When you’re looking at the best insurance benefits small businesses can offer, the approach varies depending on how long a business has been in existence. Consider a brand new business. The owner is bringing their dream to life. They’ve got employees they want to keep. They also need to attract good employees. So they start

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Important 2025 Medicare Updates for Anyone Turning 65

Now that the open enrollment for 2025 is over, what should you know about changes to Medicare for this year? What is important for you to know? Starting January 1, 2025, Medicare enhanced the prescription drug coverage called Medicare Part D. They made a couple of changes to it. The primary thing they did was

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What You Need to Know About Dental Insurance for 2025

Are you  looking for dental insurance? Then there are a few important questions to get answered before you make a decision. When you talk to an insurance consultant like those at MBhealth to get these answers, you get help that is customized to your needs and financial situation. Therefore, let’s look at the questions you

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2025: Why Your Healthcare Network May Change This Year

As we move into 2025, you need to know that your healthcare network could change at any time. I don’t want you to be surprised by this! This is something that can change every year with any health insurance carrier and even for those people insured under the Affordable Care Act. For that reason, whatever

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How to Avoid Group Health Insurance Plan Confusion

After working with many, many employers and employees, I know that it’s possible to avoid group health insurance plan confusion. I’ve encountered many employees who were upset or had issues with their plans. I have found that their upsets very often have a lot to do with not understanding exactly what their plan does for

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Why Enroll in Medicare at 65 if You Have Group Health

If you are employed when you turn 65 and you have group health insurance through your employer, it’s very important to know whether or not you need to enroll in Medicare. Let’s look at some of the factors involved in that decision. The Mathematics Involved in Making Your Decision about Medicare At 65, you become

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