Are you enrolled in a Medicare plan and want to change it? Not sure if you can enroll in a Health Insurance Marketplace plan through the Affordable Care Act for the first time? Wanting to change your health insurance coverage? This Flow chart can help you know if you can do it now. We made […]
When can you change or enroll your Health Plan? (Medicare or Marketplace) Read More »
Should I be covered until I’m 70? 80? What about 90? This is a common question I get asked, and to be truthful, there is not a single answer that is right for everyone. In general, especially for “men” (because of life expectancy) I like to TARGET having and paying insurance to extend to age
How Old Should I Be Before I Let My Life Insurance Policy Lapse? Read More »
In your 20s and 30s, estate planning might not be among your top priorities. After all, if you have kids, are building your career, and/or already feel like you have more responsibilities than you can handle, it can be difficult to imagine adding one more thing to your plate. Nonetheless, estate planning is essential, and
Why Young Adults Should Tackle Estate Planning (and How to Do It) Read More »
Let’s get down to it. ‘MEWA’, or the ‘Multiple Employer Welfare Arrangement’ is our most recommended health plan for a Small Business in Missouri. If your small business has 2-50 employees, this health insurance plan is almost always the best for you (with a few exceptions which I will cover below). I haven’t seen lower
The Insurance Plan 95% of Small Business Should Have Right Now Read More »
There is a tremendous amount of policy options and variations all sold under the title of “Life Insurance” that leaves many people with very little coverage or understanding of their coverage. However, by understanding the basics of Life Insurance you can become an informed customer and make sure your loved ones are protected. MB Health
The 3 Essential Types of Life Insurance Explained Read More »
Are you enrolled in Obamacare (Affordable Care Act)? The ACA can be complex and there are an ocean of subsidies, deductions and math to wade through. We’ll help explain some simple methods to properly plan your taxes under an Obamacare enrollment. Let’s break this down into 3 Tiers: Open an IRA to reduce your subsidy repayment Reduce taxable income to
Proper Tax Strategies with Obamacare Enrollment Read More »
Getting The Timing Right Purchasing insurance coverage isn’t as simple as point-and-click. Sure, you can get on Amazon and buy anything from new shoes, to groceries to Bluetooth speakers — instantly. Insurance is a bit more complicated, with a lot more rules. Those rules are meant to protect you. It may seem a bit unfair,
Why Can’t I Just Get Insurance Coverage Anytime? Read More »
Working Today, Relaxing Tomorrow Now is the perfect time to start planning for your family’s future. All of the actions you make today can create success down-the-road. Here’s the best part – it doesn’t have to be difficult! That’s where MBhealth Insurance Company comes in. You just need to answer some basic questions, set a baseline
The Young Families Guide to Planning for the Future Read More »
Life Insurance – It’s As Simple as 1-2-3! We’ve discussed the best way to select your coverage amount, and how to prioritize your length versus immediate needs. Now, let’s make some sense of those dollars and cents. Just ask yourself this very basic question: “How much premium can I afford, and how much do I actually
Life Insurance: The Price of Planning Your Coverage Read More »
Life Insurance – It’s As Simple as 1-2-3! Once you’ve determined how much life insurance coverage you’ll need, the next thing you need to evaluate is how long you want to be covered. Before you start thinking about time, ask yourself one simple question: “What would my family need today, if I died last night?” Thinking
Life Insurance: How Long Do I Need to be Covered? Read More »