Author name: MBhealth Insurance Agency

What You Should Know When Looking for Individual Health Insurance

Unfortunately, acquiring health insurance has become a very confusing subject. It might even be as confusing as taxes—maybe more so in some situations. Each year, it seems more laws affect an individual, family, or business trying to obtain health insurance for the first time or when they are trying to get better insurance. When a […]

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When You Leave a Job, Must You Take COBRA? – Dan Jung’s interview on the Paul Cook Podcast

After having an appointment with our Dan Jung to discuss his personal health coverage, local radio host Paul Cook decided that more people needed to hear what Dan has to say about Health Insurance. We couldn’t agree more! You can listen to the episode here:

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When can you change or enroll your Health Plan? (Medicare or Marketplace)

Are you enrolled in a Medicare plan and want to change it? Not sure if you can enroll in a Health Insurance Marketplace plan through the Affordable Care Act for the first time? Wanting to change your health insurance coverage? This Flow chart can help you know if you can do it now. We made

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How Old Should I Be Before I Let My Life Insurance Policy Lapse?

Should I be covered until I’m 70? 80? What about 90? This is a common question I get asked, and to be truthful, there is not a single answer that is right for everyone. In general, especially for “men” (because of life expectancy) I like to TARGET having and paying insurance to extend to age

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Why Young Adults Should Tackle Estate Planning (and How to Do It)

In your 20s and 30s, estate planning might not be among your top priorities. After all, if you have kids, are building your career, and/or already feel like you have more responsibilities than you can handle, it can be difficult to imagine adding one more thing to your plate. Nonetheless, estate planning is essential, and

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The Insurance Plan 95% of Small Business Should Have Right Now

Let’s get down to it. ‘MEWA’, or the ‘Multiple Employer Welfare Arrangement’ is our most recommended health plan for a Small Business in Missouri. If your small business has 2-50 employees, this health insurance plan is almost always the best for you (with a few exceptions which I will cover below). I haven’t seen lower

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The 3 Essential Types of Life Insurance Explained

There is a tremendous amount of policy options and variations all sold under the title of “Life Insurance” that leaves many people with very little coverage or understanding of their coverage. However, by understanding the basics of Life Insurance you can become an informed customer and make sure your loved ones are protected. MB Health

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Proper Tax Strategies with Obamacare Enrollment

Are you enrolled in Obamacare (Affordable Care Act)?  The ACA can be complex and there are an ocean of subsidies, deductions and math to wade through.  We’ll help explain some simple methods to properly plan your taxes under an Obamacare enrollment. Let’s break this down into 3 Tiers: Open an IRA to reduce your subsidy repayment Reduce taxable income to

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Why Can’t I Just Get Insurance Coverage Anytime?

Getting The Timing Right Purchasing insurance coverage isn’t as simple as point-and-click.  Sure, you can get on Amazon and buy anything from new shoes, to groceries to Bluetooth speakers — instantly.  Insurance is a bit more complicated, with a lot more rules.  Those rules are meant to protect you.  It may seem a bit unfair,

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