If you’ve had a group health plan available for you and your family, up to now, you could not go to the Marketplace for health insurance under the Affordable Care Act. Things have changed and now there is another choice. Up to this point, when a group health plan was available, it was deemed “affordable” […]
ACA or Your Employer Health Insurance? Now You Have a Choice Read More »
When you’re looking at the best insurance benefits small businesses can offer, the approach varies depending on how long a business has been in existence. Consider a brand new business. The owner is bringing their dream to life. They’ve got employees they want to keep. They also need to attract good employees. So they start
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You may not think of health insurance this way, but good insurance is the best way to protect your family and financial goals. This is true if you have a wife and children or if it’s just you. Because if something happens to you, what happens to the people who are important to you? Or
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Now that the open enrollment for 2025 is over, what should you know about changes to Medicare for this year? What is important for you to know? Starting January 1, 2025, Medicare enhanced the prescription drug coverage called Medicare Part D. They made a couple of changes to it. The primary thing they did was
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Are you looking for dental insurance? Then there are a few important questions to get answered before you make a decision. When you talk to an insurance consultant like those at MBhealth to get these answers, you get help that is customized to your needs and financial situation. Therefore, let’s look at the questions you
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As we move into 2025, you need to know that your healthcare network could change at any time. I don’t want you to be surprised by this! This is something that can change every year with any health insurance carrier and even for those people insured under the Affordable Care Act. For that reason, whatever
2025: Why Your Healthcare Network May Change This Year Read More »
After working with many, many employers and employees, I know that it’s possible to avoid group health insurance plan confusion. I’ve encountered many employees who were upset or had issues with their plans. I have found that their upsets very often have a lot to do with not understanding exactly what their plan does for
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If you are employed when you turn 65 and you have group health insurance through your employer, it’s very important to know whether or not you need to enroll in Medicare. Let’s look at some of the factors involved in that decision. The Mathematics Involved in Making Your Decision about Medicare At 65, you become
Why Enroll in Medicare at 65 if You Have Group Health Read More »
When you have a husband and wife who are fully employed and have benefits from each employer, coordinating those coverages is very important. This is especially true when it comes time to have children. It is an important task, but it can also be a little tedious. Every health insurance plan has so many variables
Dual Incomes: How to Structure Your Health Insurance Read More »
As I talk to my clients about life insurance, I find that many of them don’t realize that it’s possible for them to outlive their life insurance. It is critically important that you realize that it’s possible to outlive your policy, no matter what type of life insurance you have. When I’m talking about this
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