When you have a husband and wife who are fully employed and have benefits from each employer, coordinating those coverages is very important. This is especially true when it comes time to have children. It is an important task, but it can also be a little tedious. Every health insurance plan has so many variables […]
Dual Incomes: How to Structure Your Health Insurance Read More »
As I talk to my clients about life insurance, I find that many of them don’t realize that it’s possible for them to outlive their life insurance. It is critically important that you realize that it’s possible to outlive your policy, no matter what type of life insurance you have. When I’m talking about this
Will You Outlive Your Life Insurance? Read More »
When you’re turning 65 or enrolling with Medicare, it can seem like a very complex process. There’s a lot of terminology involved that you may not understand. There are a lot of different scenarios that may be involved in completing your enrollment. Actually, it’s not as complicated as it seems. If you’re going to turn
Turning 65? Don’t Miss Medicare’s Enrollment Period Read More »
If you are employed when you turn 65 and you have group health insurance through your employer, it’s very important to know whether or not you need to enroll in Medicare. Let’s look at some of the factors involved in that decision. The Mathematics Involved in Making Your Decision about Medicare At 65, you become
Obamacare Open Enrollment: What You Need to Know Now Read More »
Every year, you need to prepare in advance for the next Obamacare open enrollment. That’s because every year, Obamacare/Marketplace plans change. Carriers adjust their policies. Networks available to you could increase or decrease. Therefore, you need to be ready to make annual adjustments to keep your health insurance where you want it. When You Need
How to Prepare for the Next Obamacare Open Enrollment Read More »
To avoid gaps in your health insurance coverage, it’s important to understand when Medicare is your primary insurance and when your group health insurance is primary. At MBhealth, we know this can be a confusing topic for a person who is still working after 65 and also has group health insurance through an employer. It’s
Avoiding Coverage Gaps With Small Group Health Plans Read More »
Anyone living in Missouri needs to know about changes to dental insurance plans in the state. That’s important if you are going to get maximum value out of this kind of health insurance coverage. How to Determine if a Dental Plan Is Worth the Expense A lot of people tell me that a dental plan
Missourians: Dental Insurance Changes You Need to Know Read More »
Many people don’t realize all the ways that health insurance consultations can help them cut down the cost of their health care. I’m going to break down the ways we help people in different situations so you can see how this consultation could help you. Costs a Health Insurance Consultant Can Help You Reduce When
How Health Insurance Consultations Can Cut down Costs Read More »
When a person reaches the age to be eligible for Medicare, they may be concerned about avoiding any penalty if they delay enrolling in this program. They may also want to know when and how they should sign up. We help clients answer these questions every day and I want to help you understand these
Could You Be Penalized for Not Enrolling in Medicare? Read More »
If your group insurance plan offers a Health Savings Account, there are excellent benefits to choosing this option at Open Enrollment. I’m going to list those for you so you know why you should make this choice when you have the chance. How a Health Savings Account Is Structured First, I’ll explain why you need
Why Add a Health Savings Account at Open Enrollment Read More »
Do you need help enrolling in health, dental, vision, life or other insurance plans? If you live in Missouri or Illinois, contact us for a free consultation.
Call (314) 582-9540 or use the Book a Free Consultation form on this page to get your questions answered by a St. Louis health insurance consultant.
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