Today, we’re going to talk about pre-existing conditions with the ACA. The ACA, also known as the Affordable Care Act, also known as Obamacare, includes a provision commonly referred to as the Pre-existing Condition Clause. This provision played a significant role in the ACA, and aims to address a long-standing issue in the health insurance […]
The ACA: Preserving Benefits Despite Pre-existing Conditions Read More »
Today, we’re going to talk about Medicare Advantage Plans, specifically Part D or Prescription Drug Coverage. What does it have to do with Medicare Advantage Plans or with Medicare? When you’re talking about Medicare Advantage Plans, you’ll often encounter the acronym MAPD, which is the common way to refer to prescription drug coverage. It stands
Medicare Advantage Prescription Drug Plans: Do You Need One? Read More »
Today’s topic is talking about the need for persons covered under Obamacare, specifically under the Affordable Care Act, to monitor and maintain your network. The network under the ACA, or just categorically to any health plan, is a key component of our health insurance policies, whether it’s a benefit from my work or insurance I
Why Monitoring Your Health Plan’s Network Just Became Vital Read More »
Medicare is a government-funded healthcare program that provides health insurance coverage for individuals who are 65 or older, or those with certain disabilities. It can be a confusing system to navigate, especially for those who are new to it. In this article, I’ll provide you with a simple guide to the basic terminology of Medicare.
The Importance of Understanding Medicare’s Basic Terms Read More »
As we age, long-term care planning becomes a crucial topic that we cannot avoid discussing. In this article, we’ll explore the importance of open communication with family members about the different insurance options available to manage the costs of long-term care. It’s crucial to talk openly with family members about expectations, finances, safety, care, and
Making the Right Decision about Long-Term Care Insurance Read More »
Starting a business is not an easy feat, and considering employee benefits is just one of your concerns. Insurance benefits are an essential component of business that owners need to navigate to protect their employees and make their business competitive. However, knowing when to offer benefits and what type of benefits to offer can be
For Small Business: An Introduction to Insurance Benefits Read More »
Insurance can be a complex topic, especially for young people just starting out in life. Many people feel overwhelmed by the various types of insurance available, including health insurance, auto insurance, life insurance, disability insurance, and more. This is why it can be helpful to sit down with an insurance agent to discuss your options
When You Really Need an Insurance Agent’s Help Read More »
If you’ve ever wondered whether dental insurance is a good investment for you, you’re not alone. Dental benefits can be confusing, and it’s hard to determine what you need unless you consult with someone who knows everything involved in dental insurance benefits. In this blog post, we’ll take a closer look at the different benefits
Is Dental Insurance a Good Investment for You? Read More »
Today, there’s a serious topic for which I wanted to provide guidelines. That is this: when we, as adult children, are faced with needing to help and take over the management of affairs for an aging parent. This is a serious topic because respect, sensitivity, and constant communication will be the key. You need to
How to Handle Insurance and Other Legalities for Aging Parents Read More »
What do you need to do when you are about to turn 65? That’s when you will become Medicare eligible. So in those prior 12 months, what do you need to do and when? Getting your health insurance coverage at this age is much simpler than the average consumer may think. Still, some basic simple
What to Do About Health Insurance Before You Turn 65 Read More »