Today, I’d like to explain why life insurance is still important for a person reaching retirement age. Actually, I’m not talking about life insurance planning in the traditional sense. Newly married couples or young families or people who’ve got mortgages or debts, that’s one reason for life insurance. This is about life insurance for what […]
Retiring? Dropping Life Insurance Could Be a Costly Mistake Read More »
Today, let’s talk about why early retirement could seem like a good idea but run into problems. I think that for some, early retirement is the American Dream, “I want to retire when I’m 58 years of age,” or whatever age you’re thinking about. The issue is how do we factor in health insurance costs
Why Early Retirement Could Look So Good But Be So Wrong Read More »
Let’s talk about getting your best tax savings from a health savings account (HSA). What is a health savings account? This is an employee-owned or individually-owned account. You have control over that money. That’s your money, you take it with you, whether you leave an employer or if you have an individual plan. You keep
Getting Your Best Tax Savings From a Health Savings Account Read More »
Let’s talk about retirement at 65 years of age. If you were retiring at the age of 65, what should you do? What are some things you need to consider? Well, number one, you should sit down with an agent or advisor that you could call or text or email anytime. Here at MBhealth, we’d
Retiring at 65: The Smartest Way to Do It Read More »
Many people ask MBhealth about health savings accounts (HSA) and how they can use them to save money. The biggest benefit from a health savings account is the tax-free opportunity to pay for qualified medical expenses. Deductibles, copays, prescriptions, dental, vision, things of that nature can all be paid from a health savings account. I
How a Health Savings Account Puts Money in Your Pocket Read More »
Medicare and Medicare Advantage are a whole world of different options. What are some of the differences between these two types of health insurance? What makes one a little better or worse than the other? I want to state right away, one’s not better or worse than the other. These are both very, very, very
Medicare vs. Medicare Advantage: Which Is Better? Read More »
One of the important topics we cover with our clients is Medicare enrollments for persons who are delaying their enrollment. In other words, they don’t enroll when they are qualified for Medicare as they turn 65. Consider this situation: I’ve been the owner of my business, or I’m an executive, or I’m just an employee
Pitfalls of Retiring After 65 That You Must Know About Read More »
One of the services we provide for many of our clients is a conversation on insurance as a way of providing future financial security. We’re talking to new moms and dads, young couples that are just starting their families, or families that are expanding. An Important List for New Parents I’m a seasoned veteran with
New Moms and Dads: A Roadmap to Future Financial Security Read More »
One of the areas that we help our clients with is general information about life insurance. It’s a very, very large topic and a term that people have a lot of confusion about. There are a couple of key issues in relation to life insurance that I would like to bring to your attention. The
What You Need to Know at Any Age About Life Insurance Read More »
Today, I want to explain to you how to choose between health savings or flexible spending accounts. The most important thing to know is the main difference between these two accounts. A health savings account is an individually-owned account. That’s your money. Anything you put in there is your money. It goes with you when
Health Savings or Flexible Spending Accounts: How to Choose? Read More »