Author name: MBhealth Insurance Agency

Health Savings or Flexible Spending Accounts: How to Choose?

Today, I want to explain to you how to choose between health savings or flexible spending accounts. The most important thing to know is the main difference between these two accounts. A health savings account is an individually-owned account. That’s your money. Anything you put in there is your money. It goes with you when

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New Businesses: Best Way to Set Up Health Insurance Benefits

Should a new business startup offer health insurance now or later? If I’m a new business owner and I’ve just started my company, I’m sitting down at my table, and I guarantee you there’s a huge pie in front of me. And it’s cut up into a lot of little sections. Those sections include the

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What Is a Supplemental Insurance Policy and Who Needs It?

I’m going to assume the majority of people who are reading this are familiar with the Aflac Duck. The Aflac policy or the Aflac insurance company, is one of the main companies that provide what we call supplemental or ancillary insurance products. These would be products that give you benefits or coverage for specific categories

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How to Get a Subsidy for Your Dependents’ Health Insurance

Today, I want to talk about how to get a subsidy for your dependents’ health insurance. A lot of people call me throughout the year when their group insurance is coming up for renewal, and they ask me, “Can I get a lower premium for my wife and children?” Prior to 2023, most of the

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Obamacare: What You Need to Know About the 1095-A and Tax Season

Anybody covered under Obamacare or with the Marketplace needs to know about the impact of their health insurance on their tax returns. Your health insurance enrollment is tied directly to  your return, and you’re going to need a form from the government called IRS Form 1095-A. Wherever you are, if you’re on the Marketplace, you’ve

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New Business Startup: Offer Health Insurance Now or Later?

Today, I want to talk about a new business startup and setting up health insurance benefits the right way. There are a lot of different ways that we could talk about healthcare benefits, but there’s really only one way you need to set this thing up, and that’s working with somebody that understands how to

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How a Health Savings Account Can Benefit You and Your Family

I’m excited to explain to you how a Health Savings Account can benefit you and your family. Hopefully, you’ve already seen our information on Health Savings Accounts and how you can be eligible for them. This will be a little bit more in-depth on how you use them. Qualifying for a Health Savings Account First,

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