Should a new business startup offer health insurance now or later? If I’m a new business owner and I’ve just started my company, I’m sitting down at my table, and I guarantee you there’s a huge pie in front of me. And it’s cut up into a lot of little sections. Those sections include the […]
New Businesses: Best Way to Set Up Health Insurance Benefits Read More »
Today, I want to talk to you about how to open a Health Savings Account the right way. Not everybody can open an HSA so it’s really important to know if you can or can’t. Setting Up Your Health Savings Account A lot of folks have their benefits through their employer, and one of those
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I’m going to assume the majority of people who are reading this are familiar with the Aflac Duck. The Aflac policy or the Aflac insurance company, is one of the main companies that provide what we call supplemental or ancillary insurance products. These would be products that give you benefits or coverage for specific categories
What Is a Supplemental Insurance Policy and Who Needs It? Read More »
Today, I want to talk about how to get a subsidy for your dependents’ health insurance. A lot of people call me throughout the year when their group insurance is coming up for renewal, and they ask me, “Can I get a lower premium for my wife and children?” Prior to 2023, most of the
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Anybody covered under Obamacare or with the Marketplace needs to know about the impact of their health insurance on their tax returns. Your health insurance enrollment is tied directly to your return, and you’re going to need a form from the government called IRS Form 1095-A. Wherever you are, if you’re on the Marketplace, you’ve
Obamacare: What You Need to Know About the 1095-A and Tax Season Read More »
Today, I want to talk about a new business startup and setting up health insurance benefits the right way. There are a lot of different ways that we could talk about healthcare benefits, but there’s really only one way you need to set this thing up, and that’s working with somebody that understands how to
New Business Startup: Offer Health Insurance Now or Later? Read More »
I’m excited to explain to you how a Health Savings Account can benefit you and your family. Hopefully, you’ve already seen our information on Health Savings Accounts and how you can be eligible for them. This will be a little bit more in-depth on how you use them. Qualifying for a Health Savings Account First,
How a Health Savings Account Can Benefit You and Your Family Read More »
Everything or anything that we might explain about insurance is generally available through Google or the Internet. However, do you know how to translate that information to your situation specifically? That can be a challenge. That’s where the services of an independent agent or agency would be very helpful. On that topic, what are the
Regular Medicare or Medicare Advantage: How to Choose Read More »
Today, to give you more information about health insurance, I’d like to explain this: how does health insurance, or what does insurance in general have to do with my overall financial planning? Here are a couple of key highlights on this subject. First, I would say, today, meaning in the year 2023, because of the
How to Protect Both Your Health and Your Financial Future Read More »
Today, we’re going to talk about pre-existing conditions with the ACA. The ACA, also known as the Affordable Care Act, also known as Obamacare, includes a provision commonly referred to as the Pre-existing Condition Clause. This provision played a significant role in the ACA, and aims to address a long-standing issue in the health insurance
The ACA: Preserving Benefits Despite Pre-existing Conditions Read More »